Budgeting isn't necessarily sexy, but it IS peak self-care and should be a key component of your overall self-care routine.
Here are 3 quick savings tips that I absolutely swear by!
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- If you have separate things to save for, consider having separate savings accounts (remember that tv show where the host had couples/individuals use jars to separate money? Well, same... but digital). You can do this easily by using one of the no-fee banks. Most have high-interest options and even allow you to name your accounts - i.e. gifting, car expenses, vacations, rainy day fund etc. - which makes it super-easy). My top 3 Canadian *recommendations are: Tangerine, Simplii Financial and (if you want to invest, so you earn some extra cash, while saving long-term) Wealth Simple.
- Grab my Budget Tracker Worksheet or any other budget tracker to figure out how much you can save realistically, including how much you can save towards each goal.
- Set up auto-transfers to happen each time you get paid. That way, you don't have to think about it and you can save on auto-pilot.
Doing this has changed the game for me. I always have the money I need for planned expenses like Christmas and birthdays and I'm building up my rainy day savings consistently.
If you found these tips helpful, please drop a comment and let me know.